Our answers to interview an advisor.
Client-Advisor Relationship
We are fiduciaries, which means is our duty to put our client's needs first in everything we do.
Registration, Certifications, & Designations
We hold a CFP(R) designation (or series 65 license) and are licensed to sell Life and Health products. We are registered with the SEC as an Investment Advisor representative of Interactive Financial Advisors, which is a Registered Investment Advisory Firm. Both are independently owned and operated.
Experience
We have been in the financial services industry since 2010 and have worked largely with small business owners, entrepreneurs, and retirees. Our clients vary in economic status, race, religion, and sexual orientation.
Services
We provide consultation on estate planning, long-term care, retirement plans, life insurance, disability insurance, and health insurance (including Medicare). Think of us as your source for benefits you would normally get from a large employer but made easy for individuals and small businesses.
Fees
We always do free consultations and try and provide the most value in the initial meetings. If we decide to manage your accounts, we charge 0.5 percent on all accounts we manage with no minimums. Management fees vary from 0.5 percent to 0.95 percent depending on the size of the account. Some clients want just hourly advice and prefer to manage accounts themselves, so we offer services at $300 an hour.
Conflicts of Interest
We have a health insurance brokerage. The life and health industry has not caught up to fee-based planning and are still reliant on commissions. We make sure and contract with every option available and make sure we keep the fiduciary standard when recommending insurance products.
Written Plan
We send out a written summary of recommendations from meetings and provide a fully written financial plan when an executed financial planning agreement is agreed upon.
Meeting Frequency
We hold annual reviews in July with additional meetings anytime throughout the year upon request.
Disciplinary Action
We do not have any disciplinary actions.
Our Battle Born Promise
We always work in your best interest.
We will find you the best solutions based on information you provide.
We tell you the truth.
We care about you.
Brent Leavitt CFP(R), is an Investment Advisor Representative of Interactive Financial Advisors, a Registered Investment Advisory firm.
Both Battle Born Financial Advisor and Interactive Financial Advisors are independently owned and operated.
